Call report 2023Q1
WEST SHORE BANK — 2023Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 689,641,000 | USD | evidence → |
| Total loans | 468,200,000 | USD | evidence → |
| Allowance for loan losses | 5,290,000 | USD | evidence → |
| Securities available for sale | 148,566,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 567,281,000 | USD | evidence → |
| Interest-bearing deposits | 429,727,000 | USD | evidence → |
| Noninterest-bearing deposits | 137,554,000 | USD | evidence → |
| Equity capital | 50,349,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,154,000 | USD | evidence → |
| Interest expense | 1,238,000 | USD | evidence → |
| Net interest income | 5,916,000 | USD | evidence → |
| Noninterest income | 1,310,000 | USD | evidence → |
| Noninterest expense | 5,783,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,051,000 | USD | evidence → |
| Income tax | 115,000 | USD | evidence → |
| Net income | 936,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,496,000 | USD | evidence → |
| Total capital | 64,786,000 | USD | evidence → |
| Risk-weighted assets | 518,049,000 | USD | evidence → |