Call report 2022Q4
WEST SHORE BANK — 2022Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 685,738,000 | USD | evidence → |
| Total loans | 448,162,000 | USD | evidence → |
| Allowance for loan losses | 5,218,000 | USD | evidence → |
| Securities available for sale | 158,929,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 566,881,000 | USD | evidence → |
| Interest-bearing deposits | 422,700,000 | USD | evidence → |
| Noninterest-bearing deposits | 144,181,000 | USD | evidence → |
| Equity capital | 47,662,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,599,000 | USD | evidence → |
| Interest expense | 992,000 | USD | evidence → |
| Net interest income | 22,607,000 | USD | evidence → |
| Noninterest income | 5,348,000 | USD | evidence → |
| Noninterest expense | 22,588,000 | USD | evidence → |
| Provision for loan losses | 255,000 | USD | evidence → |
| Pretax income | 5,110,000 | USD | evidence → |
| Income tax | 464,000 | USD | evidence → |
| Net income | 4,646,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,815,000 | USD | evidence → |
| Total capital | 64,033,000 | USD | evidence → |
| Risk-weighted assets | 503,578,000 | USD | evidence → |