Call report 2022Q3
WEST SHORE BANK — 2022Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 704,789,000 | USD | evidence → |
| Total loans | 432,667,000 | USD | evidence → |
| Allowance for loan losses | 5,217,000 | USD | evidence → |
| Securities available for sale | 159,537,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 634,502,000 | USD | evidence → |
| Interest-bearing deposits | 466,330,000 | USD | evidence → |
| Noninterest-bearing deposits | 168,172,000 | USD | evidence → |
| Equity capital | 45,172,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,830,000 | USD | evidence → |
| Interest expense | 551,000 | USD | evidence → |
| Net interest income | 16,279,000 | USD | evidence → |
| Noninterest income | 4,260,000 | USD | evidence → |
| Noninterest expense | 16,827,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | 3,500,000 | USD | evidence → |
| Income tax | 350,000 | USD | evidence → |
| Net income | 3,150,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,564,000 | USD | evidence → |
| Total capital | 62,781,000 | USD | evidence → |
| Risk-weighted assets | 496,602,000 | USD | evidence → |