Call report 2022Q2
WEST SHORE BANK — 2022Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 723,702,000 | USD | evidence → |
| Total loans | 415,944,000 | USD | evidence → |
| Allowance for loan losses | 5,132,000 | USD | evidence → |
| Securities available for sale | 166,814,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 616,046,000 | USD | evidence → |
| Interest-bearing deposits | 464,175,000 | USD | evidence → |
| Noninterest-bearing deposits | 151,871,000 | USD | evidence → |
| Equity capital | 47,822,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,545,000 | USD | evidence → |
| Interest expense | 387,000 | USD | evidence → |
| Net interest income | 10,158,000 | USD | evidence → |
| Noninterest income | 3,022,000 | USD | evidence → |
| Noninterest expense | 11,139,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 1,914,000 | USD | evidence → |
| Income tax | 223,000 | USD | evidence → |
| Net income | 1,691,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,374,000 | USD | evidence → |
| Total capital | 61,506,000 | USD | evidence → |
| Risk-weighted assets | 486,472,000 | USD | evidence → |