Call report 2022Q1
WEST SHORE BANK — 2022Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 703,937,000 | USD | evidence → |
| Total loans | 388,750,000 | USD | evidence → |
| Allowance for loan losses | 5,083,000 | USD | evidence → |
| Securities available for sale | 175,495,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 588,939,000 | USD | evidence → |
| Interest-bearing deposits | 445,801,000 | USD | evidence → |
| Noninterest-bearing deposits | 143,138,000 | USD | evidence → |
| Equity capital | 52,423,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,051,000 | USD | evidence → |
| Interest expense | 199,000 | USD | evidence → |
| Net interest income | 4,852,000 | USD | evidence → |
| Noninterest income | 1,805,000 | USD | evidence → |
| Noninterest expense | 5,622,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 988,000 | USD | evidence → |
| Income tax | 149,000 | USD | evidence → |
| Net income | 839,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,002,000 | USD | evidence → |
| Total capital | 62,085,000 | USD | evidence → |
| Risk-weighted assets | 459,195,000 | USD | evidence → |