Call report 2021Q4
WEST SHORE BANK — 2021Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 708,273,000 | USD | evidence → |
| Total loans | 371,423,000 | USD | evidence → |
| Allowance for loan losses | 5,051,000 | USD | evidence → |
| Securities available for sale | 160,385,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 585,627,000 | USD | evidence → |
| Interest-bearing deposits | 444,137,000 | USD | evidence → |
| Noninterest-bearing deposits | 141,490,000 | USD | evidence → |
| Equity capital | 57,951,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,740,000 | USD | evidence → |
| Interest expense | 1,164,000 | USD | evidence → |
| Net interest income | 18,576,000 | USD | evidence → |
| Noninterest income | 8,733,000 | USD | evidence → |
| Noninterest expense | 21,475,000 | USD | evidence → |
| Provision for loan losses | 440,000 | USD | evidence → |
| Pretax income | 5,391,000 | USD | evidence → |
| Income tax | 643,000 | USD | evidence → |
| Net income | 4,748,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,469,000 | USD | evidence → |
| Total capital | 61,520,000 | USD | evidence → |
| Risk-weighted assets | 419,940,000 | USD | evidence → |