Call report 2021Q1
WEST SHORE BANK — 2021Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 591,660,000 | USD | evidence → |
| Total loans | 376,979,000 | USD | evidence → |
| Allowance for loan losses | 4,907,000 | USD | evidence → |
| Securities available for sale | 101,712,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 510,884,000 | USD | evidence → |
| Interest-bearing deposits | 390,750,000 | USD | evidence → |
| Noninterest-bearing deposits | 120,134,000 | USD | evidence → |
| Equity capital | 47,120,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,672,000 | USD | evidence → |
| Interest expense | 355,000 | USD | evidence → |
| Net interest income | 4,317,000 | USD | evidence → |
| Noninterest income | 2,930,000 | USD | evidence → |
| Noninterest expense | 5,716,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 1,229,000 | USD | evidence → |
| Income tax | 123,000 | USD | evidence → |
| Net income | 1,106,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,219,000 | USD | evidence → |
| Total capital | 48,930,000 | USD | evidence → |
| Risk-weighted assets | 376,685,000 | USD | evidence → |