Call report 2020Q4
WEST SHORE BANK — 2020Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 557,692,000 | USD | evidence → |
| Total loans | 370,600,000 | USD | evidence → |
| Allowance for loan losses | 4,594,000 | USD | evidence → |
| Securities available for sale | 97,672,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 479,870,000 | USD | evidence → |
| Interest-bearing deposits | 366,294,000 | USD | evidence → |
| Noninterest-bearing deposits | 113,576,000 | USD | evidence → |
| Equity capital | 46,920,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,239,000 | USD | evidence → |
| Interest expense | 2,071,000 | USD | evidence → |
| Net interest income | 17,168,000 | USD | evidence → |
| Noninterest income | 9,774,000 | USD | evidence → |
| Noninterest expense | 21,249,000 | USD | evidence → |
| Provision for loan losses | 1,800,000 | USD | evidence → |
| Pretax income | 4,225,000 | USD | evidence → |
| Income tax | 418,000 | USD | evidence → |
| Net income | 3,807,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,379,000 | USD | evidence → |
| Total capital | 47,973,000 | USD | evidence → |
| Risk-weighted assets | 374,725,000 | USD | evidence → |