Call report 2021Q2
WEST SHORE BANK — 2021Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2021Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 608,235,000 | USD | evidence → |
| Total loans | 378,774,000 | USD | evidence → |
| Allowance for loan losses | 5,013,000 | USD | evidence → |
| Securities available for sale | 110,709,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 528,048,000 | USD | evidence → |
| Interest-bearing deposits | 398,427,000 | USD | evidence → |
| Noninterest-bearing deposits | 129,621,000 | USD | evidence → |
| Equity capital | 48,460,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,642,000 | USD | evidence → |
| Interest expense | 673,000 | USD | evidence → |
| Net interest income | 8,969,000 | USD | evidence → |
| Noninterest income | 4,919,000 | USD | evidence → |
| Noninterest expense | 10,302,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 3,183,000 | USD | evidence → |
| Income tax | 318,000 | USD | evidence → |
| Net income | 2,865,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,636,000 | USD | evidence → |
| Total capital | 50,613,000 | USD | evidence → |
| Risk-weighted assets | 398,161,000 | USD | evidence → |