Call report 2020Q3
WEST SHORE BANK — 2020Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 562,904,000 | USD | evidence → |
| Total loans | 384,437,000 | USD | evidence → |
| Allowance for loan losses | 4,103,000 | USD | evidence → |
| Securities available for sale | 80,276,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 488,557,000 | USD | evidence → |
| Interest-bearing deposits | 373,689,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,868,000 | USD | evidence → |
| Equity capital | 46,504,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,072,000 | USD | evidence → |
| Interest expense | 1,678,000 | USD | evidence → |
| Net interest income | 12,394,000 | USD | evidence → |
| Noninterest income | 7,082,000 | USD | evidence → |
| Noninterest expense | 15,482,000 | USD | evidence → |
| Provision for loan losses | 1,300,000 | USD | evidence → |
| Pretax income | 3,026,000 | USD | evidence → |
| Income tax | 214,000 | USD | evidence → |
| Net income | 2,812,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,673,000 | USD | evidence → |
| Total capital | 46,776,000 | USD | evidence → |
| Risk-weighted assets | 361,788,000 | USD | evidence → |