Call report 2020Q2
WEST SHORE BANK — 2020Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 522,132,000 | USD | evidence → |
| Total loans | 389,794,000 | USD | evidence → |
| Allowance for loan losses | 3,404,000 | USD | evidence → |
| Securities available for sale | 70,955,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 411,260,000 | USD | evidence → |
| Interest-bearing deposits | 310,376,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,884,000 | USD | evidence → |
| Equity capital | 45,933,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,245,000 | USD | evidence → |
| Interest expense | 1,242,000 | USD | evidence → |
| Net interest income | 8,003,000 | USD | evidence → |
| Noninterest income | 4,088,000 | USD | evidence → |
| Noninterest expense | 9,737,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 1,764,000 | USD | evidence → |
| Income tax | 123,000 | USD | evidence → |
| Net income | 1,641,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,763,000 | USD | evidence → |
| Total capital | 45,167,000 | USD | evidence → |
| Risk-weighted assets | 358,664,000 | USD | evidence → |