Call report 2016Q3
WEST SHORE BANK — 2016Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2016Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 429,085,000 | USD | evidence → |
| Total loans | 273,295,000 | USD | evidence → |
| Allowance for loan losses | 3,323,000 | USD | evidence → |
| Securities available for sale | 108,296,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 350,132,000 | USD | evidence → |
| Interest-bearing deposits | 293,813,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,319,000 | USD | evidence → |
| Equity capital | 36,681,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,016,000 | USD | evidence → |
| Interest expense | 869,000 | USD | evidence → |
| Net interest income | 10,147,000 | USD | evidence → |
| Noninterest income | 2,403,000 | USD | evidence → |
| Noninterest expense | 10,501,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 1,734,000 | USD | evidence → |
| Income tax | 243,000 | USD | evidence → |
| Net income | 1,491,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,085,000 | USD | evidence → |
| Total capital | 37,408,000 | USD | evidence → |
| Risk-weighted assets | 287,502,000 | USD | evidence → |