Call report 2016Q4
WEST SHORE BANK — 2016Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 427,927,000 | USD | evidence → |
| Total loans | 278,097,000 | USD | evidence → |
| Allowance for loan losses | 3,199,000 | USD | evidence → |
| Securities available for sale | 106,478,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 344,679,000 | USD | evidence → |
| Interest-bearing deposits | 289,963,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,716,000 | USD | evidence → |
| Equity capital | 35,078,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,877,000 | USD | evidence → |
| Interest expense | 1,160,000 | USD | evidence → |
| Net interest income | 13,717,000 | USD | evidence → |
| Noninterest income | 3,455,000 | USD | evidence → |
| Noninterest expense | 14,466,000 | USD | evidence → |
| Provision for loan losses | 480,000 | USD | evidence → |
| Pretax income | 2,272,000 | USD | evidence → |
| Income tax | 146,000 | USD | evidence → |
| Net income | 2,126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,510,000 | USD | evidence → |
| Total capital | 37,709,000 | USD | evidence → |
| Risk-weighted assets | 293,999,000 | USD | evidence → |