Call report 2016Q2
WEST SHORE BANK — 2016Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 386,844,000 | USD | evidence → |
| Total loans | 257,141,000 | USD | evidence → |
| Allowance for loan losses | 3,227,000 | USD | evidence → |
| Securities available for sale | 98,368,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 303,250,000 | USD | evidence → |
| Interest-bearing deposits | 257,186,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,064,000 | USD | evidence → |
| Equity capital | 37,251,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,273,000 | USD | evidence → |
| Interest expense | 578,000 | USD | evidence → |
| Net interest income | 6,695,000 | USD | evidence → |
| Noninterest income | 1,532,000 | USD | evidence → |
| Noninterest expense | 6,296,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 1,735,000 | USD | evidence → |
| Income tax | 243,000 | USD | evidence → |
| Net income | 1,492,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,823,000 | USD | evidence → |
| Total capital | 39,050,000 | USD | evidence → |
| Risk-weighted assets | 276,115,000 | USD | evidence → |