Call report 2016Q1
WEST SHORE BANK — 2016Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 396,332,000 | USD | evidence → |
| Total loans | 254,942,000 | USD | evidence → |
| Allowance for loan losses | 3,207,000 | USD | evidence → |
| Securities available for sale | 102,172,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 309,898,000 | USD | evidence → |
| Interest-bearing deposits | 266,151,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,747,000 | USD | evidence → |
| Equity capital | 36,146,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,627,000 | USD | evidence → |
| Interest expense | 286,000 | USD | evidence → |
| Net interest income | 3,341,000 | USD | evidence → |
| Noninterest income | 742,000 | USD | evidence → |
| Noninterest expense | 3,172,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 829,000 | USD | evidence → |
| Income tax | 116,000 | USD | evidence → |
| Net income | 713,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,067,000 | USD | evidence → |
| Total capital | 38,275,000 | USD | evidence → |
| Risk-weighted assets | 267,771,000 | USD | evidence → |