Call report 2015Q4
WEST SHORE BANK — 2015Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 390,299,000 | USD | evidence → |
| Total loans | 253,536,000 | USD | evidence → |
| Allowance for loan losses | 3,082,000 | USD | evidence → |
| Securities available for sale | 96,224,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 314,205,000 | USD | evidence → |
| Interest-bearing deposits | 269,480,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,725,000 | USD | evidence → |
| Equity capital | 35,589,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,015,000 | USD | evidence → |
| Interest expense | 1,251,000 | USD | evidence → |
| Net interest income | 12,764,000 | USD | evidence → |
| Noninterest income | 2,738,000 | USD | evidence → |
| Noninterest expense | 12,029,000 | USD | evidence → |
| Provision for loan losses | 430,000 | USD | evidence → |
| Pretax income | 3,059,000 | USD | evidence → |
| Income tax | 347,000 | USD | evidence → |
| Net income | 2,712,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,837,000 | USD | evidence → |
| Total capital | 37,919,000 | USD | evidence → |
| Risk-weighted assets | 259,516,000 | USD | evidence → |