Call report 2015Q3
WEST SHORE BANK — 2015Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 386,429,000 | USD | evidence → |
| Total loans | 244,518,000 | USD | evidence → |
| Allowance for loan losses | 3,287,000 | USD | evidence → |
| Securities available for sale | 91,427,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 318,171,000 | USD | evidence → |
| Interest-bearing deposits | 274,244,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,927,000 | USD | evidence → |
| Equity capital | 34,899,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,433,000 | USD | evidence → |
| Interest expense | 962,000 | USD | evidence → |
| Net interest income | 9,471,000 | USD | evidence → |
| Noninterest income | 2,147,000 | USD | evidence → |
| Noninterest expense | 8,975,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 2,249,000 | USD | evidence → |
| Income tax | 278,000 | USD | evidence → |
| Net income | 1,971,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,162,000 | USD | evidence → |
| Total capital | 37,391,000 | USD | evidence → |
| Risk-weighted assets | 258,222,000 | USD | evidence → |