Call report 2015Q2
WEST SHORE BANK — 2015Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 365,515,000 | USD | evidence → |
| Total loans | 234,346,000 | USD | evidence → |
| Allowance for loan losses | 3,192,000 | USD | evidence → |
| Securities available for sale | 100,346,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 295,688,000 | USD | evidence → |
| Interest-bearing deposits | 253,479,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,209,000 | USD | evidence → |
| Equity capital | 34,375,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,968,000 | USD | evidence → |
| Interest expense | 657,000 | USD | evidence → |
| Net interest income | 6,311,000 | USD | evidence → |
| Noninterest income | 1,402,000 | USD | evidence → |
| Noninterest expense | 5,901,000 | USD | evidence → |
| Provision for loan losses | 310,000 | USD | evidence → |
| Pretax income | 1,502,000 | USD | evidence → |
| Income tax | 197,000 | USD | evidence → |
| Net income | 1,305,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,937,000 | USD | evidence → |
| Total capital | 37,017,000 | USD | evidence → |
| Risk-weighted assets | 246,267,000 | USD | evidence → |