Call report 2013Q1
WEST SHORE BANK — 2013Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 370,186,000 | USD | evidence → |
| Total loans | 231,094,000 | USD | evidence → |
| Allowance for loan losses | 3,145,000 | USD | evidence → |
| Securities available for sale | 103,328,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 292,009,000 | USD | evidence → |
| Interest-bearing deposits | 257,830,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,179,000 | USD | evidence → |
| Equity capital | 32,239,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,650,000 | USD | evidence → |
| Interest expense | 660,000 | USD | evidence → |
| Net interest income | 2,990,000 | USD | evidence → |
| Noninterest income | 710,000 | USD | evidence → |
| Noninterest expense | 2,772,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 658,000 | USD | evidence → |
| Income tax | 126,000 | USD | evidence → |
| Net income | 532,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,612,000 | USD | evidence → |
| Total capital | 33,468,000 | USD | evidence → |
| Risk-weighted assets | 228,222,000 | USD | evidence → |