Call report 2012Q4
WEST SHORE BANK — 2012Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 368,396,000 | USD | evidence → |
| Total loans | 229,882,000 | USD | evidence → |
| Allowance for loan losses | 2,975,000 | USD | evidence → |
| Securities available for sale | 99,105,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 293,073,000 | USD | evidence → |
| Interest-bearing deposits | 256,819,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,254,000 | USD | evidence → |
| Equity capital | 32,619,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,896,000 | USD | evidence → |
| Interest expense | 2,942,000 | USD | evidence → |
| Net interest income | 11,954,000 | USD | evidence → |
| Noninterest income | 2,883,000 | USD | evidence → |
| Noninterest expense | 10,802,000 | USD | evidence → |
| Provision for loan losses | 1,270,000 | USD | evidence → |
| Pretax income | 2,809,000 | USD | evidence → |
| Income tax | 536,000 | USD | evidence → |
| Net income | 2,273,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,667,000 | USD | evidence → |
| Total capital | 33,492,000 | USD | evidence → |
| Risk-weighted assets | 225,915,000 | USD | evidence → |