Call report 2013Q2
WEST SHORE BANK — 2013Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 363,950,000 | USD | evidence → |
| Total loans | 231,358,000 | USD | evidence → |
| Allowance for loan losses | 3,101,000 | USD | evidence → |
| Securities available for sale | 98,892,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 281,819,000 | USD | evidence → |
| Interest-bearing deposits | 249,452,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,367,000 | USD | evidence → |
| Equity capital | 31,531,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,276,000 | USD | evidence → |
| Interest expense | 1,277,000 | USD | evidence → |
| Net interest income | 5,999,000 | USD | evidence → |
| Noninterest income | 1,417,000 | USD | evidence → |
| Noninterest expense | 5,671,000 | USD | evidence → |
| Provision for loan losses | 570,000 | USD | evidence → |
| Pretax income | 1,364,000 | USD | evidence → |
| Income tax | 274,000 | USD | evidence → |
| Net income | 1,090,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,167,000 | USD | evidence → |
| Total capital | 34,046,000 | USD | evidence → |
| Risk-weighted assets | 230,129,000 | USD | evidence → |