Call report 2009Q4
WEST SHORE BANK — 2009Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 334,888,000 | USD | evidence → |
| Total loans | 223,347,000 | USD | evidence → |
| Allowance for loan losses | 2,702,000 | USD | evidence → |
| Securities available for sale | 50,141,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 254,104,000 | USD | evidence → |
| Interest-bearing deposits | 228,097,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,008,000 | USD | evidence → |
| Equity capital | 28,883,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,205,000 | USD | evidence → |
| Interest expense | 6,161,000 | USD | evidence → |
| Net interest income | 10,044,000 | USD | evidence → |
| Noninterest income | 2,275,000 | USD | evidence → |
| Noninterest expense | 9,037,000 | USD | evidence → |
| Provision for loan losses | 1,100,000 | USD | evidence → |
| Pretax income | 2,342,000 | USD | evidence → |
| Income tax | 404,000 | USD | evidence → |
| Net income | 1,938,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,601,000 | USD | evidence → |
| Total capital | 30,218,000 | USD | evidence → |
| Risk-weighted assets | 209,294,000 | USD | evidence → |