Call report 2010Q1
WEST SHORE BANK — 2010Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 335,495,000 | USD | evidence → |
| Total loans | 225,857,000 | USD | evidence → |
| Allowance for loan losses | 2,910,000 | USD | evidence → |
| Securities available for sale | 55,134,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 251,905,000 | USD | evidence → |
| Interest-bearing deposits | 231,490,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,415,000 | USD | evidence → |
| Equity capital | 29,176,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,883,000 | USD | evidence → |
| Interest expense | 1,278,000 | USD | evidence → |
| Net interest income | 2,605,000 | USD | evidence → |
| Noninterest income | 525,000 | USD | evidence → |
| Noninterest expense | 2,309,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 572,000 | USD | evidence → |
| Income tax | 108,000 | USD | evidence → |
| Net income | 464,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,063,000 | USD | evidence → |
| Total capital | 30,737,000 | USD | evidence → |
| Risk-weighted assets | 213,687,000 | USD | evidence → |