Call report 2009Q3
WEST SHORE BANK — 2009Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 331,846,000 | USD | evidence → |
| Total loans | 224,725,000 | USD | evidence → |
| Allowance for loan losses | 2,693,000 | USD | evidence → |
| Securities available for sale | 51,884,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 250,507,000 | USD | evidence → |
| Interest-bearing deposits | 224,521,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,986,000 | USD | evidence → |
| Equity capital | 28,723,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,188,000 | USD | evidence → |
| Interest expense | 4,800,000 | USD | evidence → |
| Net interest income | 7,388,000 | USD | evidence → |
| Noninterest income | 1,638,000 | USD | evidence → |
| Noninterest expense | 6,703,000 | USD | evidence → |
| Provision for loan losses | 675,000 | USD | evidence → |
| Pretax income | 1,808,000 | USD | evidence → |
| Income tax | 354,000 | USD | evidence → |
| Net income | 1,454,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,674,000 | USD | evidence → |
| Total capital | 30,303,000 | USD | evidence → |
| Risk-weighted assets | 210,627,000 | USD | evidence → |