Call report 2009Q2
WEST SHORE BANK — 2009Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 318,200,000 | USD | evidence → |
| Total loans | 225,325,000 | USD | evidence → |
| Allowance for loan losses | 2,704,000 | USD | evidence → |
| Securities available for sale | 51,049,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 236,823,000 | USD | evidence → |
| Interest-bearing deposits | 216,485,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,339,000 | USD | evidence → |
| Equity capital | 27,540,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,279,000 | USD | evidence → |
| Interest expense | 3,292,000 | USD | evidence → |
| Net interest income | 4,987,000 | USD | evidence → |
| Noninterest income | 1,057,000 | USD | evidence → |
| Noninterest expense | 4,553,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 1,201,000 | USD | evidence → |
| Income tax | 244,000 | USD | evidence → |
| Net income | 957,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,179,000 | USD | evidence → |
| Total capital | 29,826,000 | USD | evidence → |
| Risk-weighted assets | 211,682,000 | USD | evidence → |