Call report 2009Q1
WEST SHORE BANK — 2009Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 320,252,000 | USD | evidence → |
| Total loans | 227,116,000 | USD | evidence → |
| Allowance for loan losses | 2,702,000 | USD | evidence → |
| Securities available for sale | 54,697,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 237,011,000 | USD | evidence → |
| Interest-bearing deposits | 218,165,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,846,000 | USD | evidence → |
| Equity capital | 27,929,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,193,000 | USD | evidence → |
| Interest expense | 1,677,000 | USD | evidence → |
| Net interest income | 2,516,000 | USD | evidence → |
| Noninterest income | 442,000 | USD | evidence → |
| Noninterest expense | 2,201,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 680,000 | USD | evidence → |
| Income tax | 142,000 | USD | evidence → |
| Net income | 538,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,326,000 | USD | evidence → |
| Total capital | 29,983,000 | USD | evidence → |
| Risk-weighted assets | 212,548,000 | USD | evidence → |