Call report 2008Q4
WEST SHORE BANK — 2008Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 323,954,000 | USD | evidence → |
| Total loans | 227,716,000 | USD | evidence → |
| Allowance for loan losses | 2,699,000 | USD | evidence → |
| Securities available for sale | 62,097,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 234,224,000 | USD | evidence → |
| Interest-bearing deposits | 215,460,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,765,000 | USD | evidence → |
| Equity capital | 27,019,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,761,000 | USD | evidence → |
| Interest expense | 8,160,000 | USD | evidence → |
| Net interest income | 9,601,000 | USD | evidence → |
| Noninterest income | 1,748,000 | USD | evidence → |
| Noninterest expense | 7,845,000 | USD | evidence → |
| Provision for loan losses | 800,000 | USD | evidence → |
| Pretax income | 2,926,000 | USD | evidence → |
| Income tax | 610,000 | USD | evidence → |
| Net income | 2,316,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,788,000 | USD | evidence → |
| Total capital | 29,450,000 | USD | evidence → |
| Risk-weighted assets | 212,913,000 | USD | evidence → |