Call report 2008Q3
WEST SHORE BANK — 2008Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 326,987,000 | USD | evidence → |
| Total loans | 231,533,000 | USD | evidence → |
| Allowance for loan losses | 2,459,000 | USD | evidence → |
| Securities available for sale | 61,119,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,483,000 | USD | evidence → |
| Interest-bearing deposits | 208,844,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,639,000 | USD | evidence → |
| Equity capital | 26,386,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,313,000 | USD | evidence → |
| Interest expense | 6,262,000 | USD | evidence → |
| Net interest income | 7,051,000 | USD | evidence → |
| Noninterest income | 1,324,000 | USD | evidence → |
| Noninterest expense | 5,839,000 | USD | evidence → |
| Provision for loan losses | 378,000 | USD | evidence → |
| Pretax income | 2,234,000 | USD | evidence → |
| Income tax | 482,000 | USD | evidence → |
| Net income | 1,752,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,777,000 | USD | evidence → |
| Total capital | 29,236,000 | USD | evidence → |
| Risk-weighted assets | 217,930,000 | USD | evidence → |