Call report 2008Q2
WEST SHORE BANK — 2008Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 317,475,000 | USD | evidence → |
| Total loans | 226,689,000 | USD | evidence → |
| Allowance for loan losses | 2,497,000 | USD | evidence → |
| Securities available for sale | 60,945,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 227,060,000 | USD | evidence → |
| Interest-bearing deposits | 206,470,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,590,000 | USD | evidence → |
| Equity capital | 25,437,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,809,000 | USD | evidence → |
| Interest expense | 4,230,000 | USD | evidence → |
| Net interest income | 4,579,000 | USD | evidence → |
| Noninterest income | 882,000 | USD | evidence → |
| Noninterest expense | 3,825,000 | USD | evidence → |
| Provision for loan losses | 252,000 | USD | evidence → |
| Pretax income | 1,459,000 | USD | evidence → |
| Income tax | 318,000 | USD | evidence → |
| Net income | 1,141,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,165,000 | USD | evidence → |
| Total capital | 28,662,000 | USD | evidence → |
| Risk-weighted assets | 216,840,000 | USD | evidence → |