Call report 2008Q1
WEST SHORE BANK — 2008Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 305,138,000 | USD | evidence → |
| Total loans | 222,304,000 | USD | evidence → |
| Allowance for loan losses | 2,557,000 | USD | evidence → |
| Securities available for sale | 56,594,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 224,254,000 | USD | evidence → |
| Interest-bearing deposits | 206,742,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,512,000 | USD | evidence → |
| Equity capital | 26,533,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,409,000 | USD | evidence → |
| Interest expense | 2,188,000 | USD | evidence → |
| Net interest income | 2,221,000 | USD | evidence → |
| Noninterest income | 429,000 | USD | evidence → |
| Noninterest expense | 1,903,000 | USD | evidence → |
| Provision for loan losses | 126,000 | USD | evidence → |
| Pretax income | 688,000 | USD | evidence → |
| Income tax | 151,000 | USD | evidence → |
| Net income | 537,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,120,000 | USD | evidence → |
| Total capital | 28,677,000 | USD | evidence → |
| Risk-weighted assets | 209,826,000 | USD | evidence → |