Call report 2007Q4
WEST SHORE BANK — 2007Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 294,264,000 | USD | evidence → |
| Total loans | 220,004,000 | USD | evidence → |
| Allowance for loan losses | 2,433,000 | USD | evidence → |
| Securities available for sale | 46,254,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 226,587,000 | USD | evidence → |
| Interest-bearing deposits | 205,804,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,783,000 | USD | evidence → |
| Equity capital | 25,827,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,435,000 | USD | evidence → |
| Interest expense | 9,675,000 | USD | evidence → |
| Net interest income | 8,760,000 | USD | evidence → |
| Noninterest income | 1,725,000 | USD | evidence → |
| Noninterest expense | 7,043,000 | USD | evidence → |
| Provision for loan losses | 2,225,000 | USD | evidence → |
| Pretax income | 1,078,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 1,077,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,787,000 | USD | evidence → |
| Total capital | 28,220,000 | USD | evidence → |
| Risk-weighted assets | 205,120,000 | USD | evidence → |