Call report 2007Q3
WEST SHORE BANK — 2007Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 314,434,000 | USD | evidence → |
| Total loans | 218,365,000 | USD | evidence → |
| Allowance for loan losses | 2,630,000 | USD | evidence → |
| Securities available for sale | 56,263,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 230,749,000 | USD | evidence → |
| Interest-bearing deposits | 210,487,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,262,000 | USD | evidence → |
| Equity capital | 25,883,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,867,000 | USD | evidence → |
| Interest expense | 7,307,000 | USD | evidence → |
| Net interest income | 6,560,000 | USD | evidence → |
| Noninterest income | 1,306,000 | USD | evidence → |
| Noninterest expense | 5,478,000 | USD | evidence → |
| Provision for loan losses | 1,650,000 | USD | evidence → |
| Pretax income | 739,000 | USD | evidence → |
| Income tax | 110,000 | USD | evidence → |
| Net income | 629,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,249,000 | USD | evidence → |
| Total capital | 28,847,000 | USD | evidence → |
| Risk-weighted assets | 207,781,000 | USD | evidence → |