Call report 2007Q2
WEST SHORE BANK — 2007Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 301,604,000 | USD | evidence → |
| Total loans | 216,934,000 | USD | evidence → |
| Allowance for loan losses | 2,593,000 | USD | evidence → |
| Securities available for sale | 56,979,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 229,404,000 | USD | evidence → |
| Interest-bearing deposits | 209,031,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,373,000 | USD | evidence → |
| Equity capital | 26,776,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,316,000 | USD | evidence → |
| Interest expense | 4,871,000 | USD | evidence → |
| Net interest income | 4,445,000 | USD | evidence → |
| Noninterest income | 843,000 | USD | evidence → |
| Noninterest expense | 3,660,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 1,329,000 | USD | evidence → |
| Income tax | 296,000 | USD | evidence → |
| Net income | 1,033,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,593,000 | USD | evidence → |
| Total capital | 30,128,000 | USD | evidence → |
| Risk-weighted assets | 202,707,000 | USD | evidence → |