Call report 2005Q2
WEST SHORE BANK — 2005Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 300,409,000 | USD | evidence → |
| Total loans | 200,069,000 | USD | evidence → |
| Allowance for loan losses | 2,623,000 | USD | evidence → |
| Securities available for sale | 74,748,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 230,595,000 | USD | evidence → |
| Interest-bearing deposits | 210,558,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,037,000 | USD | evidence → |
| Equity capital | 25,321,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,005,000 | USD | evidence → |
| Interest expense | 2,896,000 | USD | evidence → |
| Net interest income | 5,109,000 | USD | evidence → |
| Noninterest income | 753,000 | USD | evidence → |
| Noninterest expense | 3,747,000 | USD | evidence → |
| Provision for loan losses | 261,000 | USD | evidence → |
| Pretax income | 1,869,000 | USD | evidence → |
| Income tax | 379,000 | USD | evidence → |
| Net income | 1,490,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,152,000 | USD | evidence → |
| Total capital | 27,640,000 | USD | evidence → |
| Risk-weighted assets | 198,874,000 | USD | evidence → |