Call report 2005Q3
WEST SHORE BANK — 2005Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 308,657,000 | USD | evidence → |
| Total loans | 201,847,000 | USD | evidence → |
| Allowance for loan losses | 2,709,000 | USD | evidence → |
| Securities available for sale | 77,989,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 239,324,000 | USD | evidence → |
| Interest-bearing deposits | 217,272,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,052,000 | USD | evidence → |
| Equity capital | 25,666,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,227,000 | USD | evidence → |
| Interest expense | 4,571,000 | USD | evidence → |
| Net interest income | 7,656,000 | USD | evidence → |
| Noninterest income | 1,119,000 | USD | evidence → |
| Noninterest expense | 5,594,000 | USD | evidence → |
| Provision for loan losses | 391,000 | USD | evidence → |
| Pretax income | 2,811,000 | USD | evidence → |
| Income tax | 577,000 | USD | evidence → |
| Net income | 2,234,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,896,000 | USD | evidence → |
| Total capital | 28,457,000 | USD | evidence → |
| Risk-weighted assets | 204,094,000 | USD | evidence → |