Call report 2005Q1
WEST SHORE BANK — 2005Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 300,452,000 | USD | evidence → |
| Total loans | 197,482,000 | USD | evidence → |
| Allowance for loan losses | 2,626,000 | USD | evidence → |
| Securities available for sale | 53,937,000 | USD | evidence → |
| Securities held to maturity | 24,121,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 228,952,000 | USD | evidence → |
| Interest-bearing deposits | 209,645,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,307,000 | USD | evidence → |
| Equity capital | 24,514,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,957,000 | USD | evidence → |
| Interest expense | 1,392,000 | USD | evidence → |
| Net interest income | 2,565,000 | USD | evidence → |
| Noninterest income | 365,000 | USD | evidence → |
| Noninterest expense | 1,898,000 | USD | evidence → |
| Provision for loan losses | 130,000 | USD | evidence → |
| Pretax income | 902,000 | USD | evidence → |
| Income tax | 200,000 | USD | evidence → |
| Net income | 702,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,884,000 | USD | evidence → |
| Total capital | 27,368,000 | USD | evidence → |
| Risk-weighted assets | 198,550,000 | USD | evidence → |