Call report 2004Q4
WEST SHORE BANK — 2004Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 302,767,000 | USD | evidence → |
| Total loans | 193,023,000 | USD | evidence → |
| Allowance for loan losses | 2,516,000 | USD | evidence → |
| Securities available for sale | 55,946,000 | USD | evidence → |
| Securities held to maturity | 24,466,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 234,368,000 | USD | evidence → |
| Interest-bearing deposits | 213,821,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,547,000 | USD | evidence → |
| Equity capital | 24,245,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,063,000 | USD | evidence → |
| Interest expense | 5,234,000 | USD | evidence → |
| Net interest income | 9,829,000 | USD | evidence → |
| Noninterest income | 1,525,000 | USD | evidence → |
| Noninterest expense | 6,768,000 | USD | evidence → |
| Provision for loan losses | 380,000 | USD | evidence → |
| Pretax income | 4,206,000 | USD | evidence → |
| Income tax | 1,002,000 | USD | evidence → |
| Net income | 3,204,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,180,000 | USD | evidence → |
| Total capital | 26,650,000 | USD | evidence → |
| Risk-weighted assets | 197,638,000 | USD | evidence → |