Call report 2004Q3
WEST SHORE BANK — 2004Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 308,604,000 | USD | evidence → |
| Total loans | 187,030,000 | USD | evidence → |
| Allowance for loan losses | 2,580,000 | USD | evidence → |
| Securities available for sale | 55,616,000 | USD | evidence → |
| Securities held to maturity | 24,285,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 239,211,000 | USD | evidence → |
| Interest-bearing deposits | 218,524,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,687,000 | USD | evidence → |
| Equity capital | 23,797,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,097,000 | USD | evidence → |
| Interest expense | 3,889,000 | USD | evidence → |
| Net interest income | 7,208,000 | USD | evidence → |
| Noninterest income | 1,147,000 | USD | evidence → |
| Noninterest expense | 5,270,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | 2,710,000 | USD | evidence → |
| Income tax | 564,000 | USD | evidence → |
| Net income | 2,146,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,567,000 | USD | evidence → |
| Total capital | 26,088,000 | USD | evidence → |
| Risk-weighted assets | 201,600,000 | USD | evidence → |