Call report 2004Q2
WEST SHORE BANK — 2004Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 297,827,000 | USD | evidence → |
| Total loans | 184,344,000 | USD | evidence → |
| Allowance for loan losses | 2,495,000 | USD | evidence → |
| Securities available for sale | 57,424,000 | USD | evidence → |
| Securities held to maturity | 24,838,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 230,539,000 | USD | evidence → |
| Interest-bearing deposits | 210,580,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,959,000 | USD | evidence → |
| Equity capital | 22,233,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,272,000 | USD | evidence → |
| Interest expense | 2,596,000 | USD | evidence → |
| Net interest income | 4,676,000 | USD | evidence → |
| Noninterest income | 764,000 | USD | evidence → |
| Noninterest expense | 3,536,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 1,654,000 | USD | evidence → |
| Income tax | 319,000 | USD | evidence → |
| Net income | 1,335,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,756,000 | USD | evidence → |
| Total capital | 25,099,000 | USD | evidence → |
| Risk-weighted assets | 187,292,000 | USD | evidence → |