Call report 2004Q1
WEST SHORE BANK — 2004Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 292,354,000 | USD | evidence → |
| Total loans | 173,948,000 | USD | evidence → |
| Allowance for loan losses | 2,415,000 | USD | evidence → |
| Securities available for sale | 56,740,000 | USD | evidence → |
| Securities held to maturity | 25,294,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 226,715,000 | USD | evidence → |
| Interest-bearing deposits | 208,569,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,146,000 | USD | evidence → |
| Equity capital | 23,110,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,612,000 | USD | evidence → |
| Interest expense | 1,285,000 | USD | evidence → |
| Net interest income | 2,327,000 | USD | evidence → |
| Noninterest income | 388,000 | USD | evidence → |
| Noninterest expense | 1,772,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 818,000 | USD | evidence → |
| Income tax | 175,000 | USD | evidence → |
| Net income | 643,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,572,000 | USD | evidence → |
| Total capital | 24,901,000 | USD | evidence → |
| Risk-weighted assets | 186,367,000 | USD | evidence → |