Call report 2003Q4
WEST SHORE BANK — 2003Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 278,536,000 | USD | evidence → |
| Total loans | 166,564,000 | USD | evidence → |
| Allowance for loan losses | 2,316,000 | USD | evidence → |
| Securities available for sale | 54,668,000 | USD | evidence → |
| Securities held to maturity | 24,471,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 220,502,000 | USD | evidence → |
| Interest-bearing deposits | 200,715,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,787,000 | USD | evidence → |
| Equity capital | 22,331,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,844,000 | USD | evidence → |
| Interest expense | 5,673,000 | USD | evidence → |
| Net interest income | 9,171,000 | USD | evidence → |
| Noninterest income | 2,042,000 | USD | evidence → |
| Noninterest expense | 6,431,000 | USD | evidence → |
| Provision for loan losses | 403,000 | USD | evidence → |
| Pretax income | 4,379,000 | USD | evidence → |
| Income tax | 1,154,000 | USD | evidence → |
| Net income | 3,225,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,930,000 | USD | evidence → |
| Total capital | 24,116,000 | USD | evidence → |
| Risk-weighted assets | 174,762,000 | USD | evidence → |