Call report 2003Q3
WEST SHORE BANK — 2003Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 279,922,000 | USD | evidence → |
| Total loans | 163,427,000 | USD | evidence → |
| Allowance for loan losses | 2,428,000 | USD | evidence → |
| Securities available for sale | 61,080,000 | USD | evidence → |
| Securities held to maturity | 23,045,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,241,000 | USD | evidence → |
| Interest-bearing deposits | 201,264,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,977,000 | USD | evidence → |
| Equity capital | 21,767,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,245,000 | USD | evidence → |
| Interest expense | 4,368,000 | USD | evidence → |
| Net interest income | 6,877,000 | USD | evidence → |
| Noninterest income | 1,611,000 | USD | evidence → |
| Noninterest expense | 5,082,000 | USD | evidence → |
| Provision for loan losses | 398,000 | USD | evidence → |
| Pretax income | 3,008,000 | USD | evidence → |
| Income tax | 758,000 | USD | evidence → |
| Net income | 2,250,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,479,000 | USD | evidence → |
| Total capital | 23,629,000 | USD | evidence → |
| Risk-weighted assets | 171,713,000 | USD | evidence → |