Call report 2003Q2
WEST SHORE BANK — 2003Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 270,408,000 | USD | evidence → |
| Total loans | 165,818,000 | USD | evidence → |
| Allowance for loan losses | 2,320,000 | USD | evidence → |
| Securities available for sale | 50,118,000 | USD | evidence → |
| Securities held to maturity | 19,795,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 217,717,000 | USD | evidence → |
| Interest-bearing deposits | 197,765,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,952,000 | USD | evidence → |
| Equity capital | 21,453,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,601,000 | USD | evidence → |
| Interest expense | 2,973,000 | USD | evidence → |
| Net interest income | 4,628,000 | USD | evidence → |
| Noninterest income | 1,092,000 | USD | evidence → |
| Noninterest expense | 3,409,000 | USD | evidence → |
| Provision for loan losses | 252,000 | USD | evidence → |
| Pretax income | 2,059,000 | USD | evidence → |
| Income tax | 540,000 | USD | evidence → |
| Net income | 1,519,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,746,000 | USD | evidence → |
| Total capital | 22,927,000 | USD | evidence → |
| Risk-weighted assets | 174,310,000 | USD | evidence → |