Call report 2003Q1
WEST SHORE BANK — 2003Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 273,006,000 | USD | evidence → |
| Total loans | 166,779,000 | USD | evidence → |
| Allowance for loan losses | 2,215,000 | USD | evidence → |
| Securities available for sale | 46,831,000 | USD | evidence → |
| Securities held to maturity | 16,022,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 215,495,000 | USD | evidence → |
| Interest-bearing deposits | 197,674,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,821,000 | USD | evidence → |
| Equity capital | 21,055,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,828,000 | USD | evidence → |
| Interest expense | 1,531,000 | USD | evidence → |
| Net interest income | 2,297,000 | USD | evidence → |
| Noninterest income | 500,000 | USD | evidence → |
| Noninterest expense | 1,702,000 | USD | evidence → |
| Provision for loan losses | 126,000 | USD | evidence → |
| Pretax income | 969,000 | USD | evidence → |
| Income tax | 246,000 | USD | evidence → |
| Net income | 723,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,484,000 | USD | evidence → |
| Total capital | 22,699,000 | USD | evidence → |
| Risk-weighted assets | 177,499,000 | USD | evidence → |