Call report 2002Q4
WEST SHORE BANK — 2002Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 266,036,000 | USD | evidence → |
| Total loans | 166,360,000 | USD | evidence → |
| Allowance for loan losses | 2,116,000 | USD | evidence → |
| Securities available for sale | 45,029,000 | USD | evidence → |
| Securities held to maturity | 16,140,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 207,058,000 | USD | evidence → |
| Interest-bearing deposits | 188,415,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,643,000 | USD | evidence → |
| Equity capital | 20,588,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,942,000 | USD | evidence → |
| Interest expense | 7,024,000 | USD | evidence → |
| Net interest income | 8,918,000 | USD | evidence → |
| Noninterest income | 1,576,000 | USD | evidence → |
| Noninterest expense | 6,049,000 | USD | evidence → |
| Provision for loan losses | 406,000 | USD | evidence → |
| Pretax income | 4,040,000 | USD | evidence → |
| Income tax | 1,111,000 | USD | evidence → |
| Net income | 2,929,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,761,000 | USD | evidence → |
| Total capital | 21,877,000 | USD | evidence → |
| Risk-weighted assets | 172,453,000 | USD | evidence → |