Call report 2002Q3
WEST SHORE BANK — 2002Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 267,725,000 | USD | evidence → |
| Total loans | 164,040,000 | USD | evidence → |
| Allowance for loan losses | 2,002,000 | USD | evidence → |
| Securities available for sale | 40,263,000 | USD | evidence → |
| Securities held to maturity | 15,240,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 211,789,000 | USD | evidence → |
| Interest-bearing deposits | 190,457,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,332,000 | USD | evidence → |
| Equity capital | 20,006,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,136,000 | USD | evidence → |
| Interest expense | 5,359,000 | USD | evidence → |
| Net interest income | 6,777,000 | USD | evidence → |
| Noninterest income | 1,097,000 | USD | evidence → |
| Noninterest expense | 4,985,000 | USD | evidence → |
| Provision for loan losses | 280,000 | USD | evidence → |
| Pretax income | 2,609,000 | USD | evidence → |
| Income tax | 674,000 | USD | evidence → |
| Net income | 1,935,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,228,000 | USD | evidence → |
| Total capital | 21,230,000 | USD | evidence → |
| Risk-weighted assets | 176,182,000 | USD | evidence → |