Call report 2015Q1
NORTHERN MICHIGAN BANK & TRUST — 2015Q1
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 249,095,000 | USD | evidence → |
| Total loans | 158,300,000 | USD | evidence → |
| Allowance for loan losses | 3,045,000 | USD | evidence → |
| Securities available for sale | 58,933,000 | USD | evidence → |
| Securities held to maturity | 1,346,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 223,152,000 | USD | evidence → |
| Interest-bearing deposits | 192,825,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,327,000 | USD | evidence → |
| Equity capital | 20,675,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,315,000 | USD | evidence → |
| Interest expense | 246,000 | USD | evidence → |
| Net interest income | 2,069,000 | USD | evidence → |
| Noninterest income | 652,000 | USD | evidence → |
| Noninterest expense | 2,236,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 365,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 365,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,540,000 | USD | evidence → |
| Total capital | 21,922,000 | USD | evidence → |
| Risk-weighted assets | 189,916,000 | USD | evidence → |