Call report 2015Q2
NORTHERN MICHIGAN BANK & TRUST — 2015Q2
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 249,891,000 | USD | evidence → |
| Total loans | 160,521,000 | USD | evidence → |
| Allowance for loan losses | 2,701,000 | USD | evidence → |
| Securities available for sale | 55,352,000 | USD | evidence → |
| Securities held to maturity | 1,243,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,968,000 | USD | evidence → |
| Interest-bearing deposits | 197,728,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,240,000 | USD | evidence → |
| Equity capital | 20,632,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,676,000 | USD | evidence → |
| Interest expense | 481,000 | USD | evidence → |
| Net interest income | 4,195,000 | USD | evidence → |
| Noninterest income | 1,342,000 | USD | evidence → |
| Noninterest expense | 4,508,000 | USD | evidence → |
| Provision for loan losses | 122,000 | USD | evidence → |
| Pretax income | 907,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 907,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,082,000 | USD | evidence → |
| Total capital | 22,384,000 | USD | evidence → |
| Risk-weighted assets | 183,768,000 | USD | evidence → |