Call report 2014Q4
NORTHERN MICHIGAN BANK & TRUST — 2014Q4
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 245,578,000 | USD | evidence → |
| Total loans | 156,999,000 | USD | evidence → |
| Allowance for loan losses | 3,115,000 | USD | evidence → |
| Securities available for sale | 60,529,000 | USD | evidence → |
| Securities held to maturity | 1,346,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 220,842,000 | USD | evidence → |
| Interest-bearing deposits | 189,438,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,404,000 | USD | evidence → |
| Equity capital | 19,858,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,048,000 | USD | evidence → |
| Interest expense | 1,179,000 | USD | evidence → |
| Net interest income | 7,869,000 | USD | evidence → |
| Noninterest income | 2,539,000 | USD | evidence → |
| Noninterest expense | 9,006,000 | USD | evidence → |
| Provision for loan losses | 480,000 | USD | evidence → |
| Pretax income | 1,129,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,129,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,072,000 | USD | evidence → |
| Total capital | 21,371,000 | USD | evidence → |
| Risk-weighted assets | 183,115,000 | USD | evidence → |