Call report 2014Q3
NORTHERN MICHIGAN BANK & TRUST — 2014Q3
The 22 measures NORTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 244,824,000 | USD | evidence → |
| Total loans | 155,625,000 | USD | evidence → |
| Allowance for loan losses | 2,993,000 | USD | evidence → |
| Securities available for sale | 56,164,000 | USD | evidence → |
| Securities held to maturity | 1,354,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,213,000 | USD | evidence → |
| Interest-bearing deposits | 190,588,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,625,000 | USD | evidence → |
| Equity capital | 19,533,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,784,000 | USD | evidence → |
| Interest expense | 915,000 | USD | evidence → |
| Net interest income | 5,869,000 | USD | evidence → |
| Noninterest income | 1,912,000 | USD | evidence → |
| Noninterest expense | 6,568,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 1,060,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,060,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,997,000 | USD | evidence → |
| Total capital | 21,271,000 | USD | evidence → |
| Risk-weighted assets | 181,163,000 | USD | evidence → |